Ask Paul
57lenders
Hi — I'm Paul. I'll check the tricky bits.
Paul, your mortgage guide

Check the mortgage red flagsbefore you apply

See which lenders may fit, what could cause issues, and what to do next — in plain English.

Educational onlyNo credit checkNo obligation

First, what are you trying to do?

After two minutes

We email you a tailored mortgage report

Two minutes of answers. Paul sends you a report on your enquiry — lenders that may fit, gotchas to watch for, and clear next steps.

Built using specialist mortgage criteria from PortfolioHub.

  • Your matched lender shortlistLender names and why they may fit your case.
  • Gotchas specific to your caseCriteria, property or structure issues that may affect lender choice.
  • Your next stepWhat to check, prepare or discuss before moving forward.

Specialist policies

How specialist is your case?

Six common specialist BTL scenarios — wider bar means broader panel support.

  • Limited company SPVMost
  • Portfolio landlord (4+ BTLs)Many
  • Above commercial premisesSome
  • HMO with 6+ bedroomsA handful
  • Capital raise for debt consolidationA few
  • Expat / non-UK residentSpecialist few