Hi — I'm Paul. I'll check the tricky bits.

Check the mortgage red flagsbefore you apply
See which lenders may fit, what could cause issues, and what to do next — in plain English.
Educational onlyNo credit checkNo obligation
First, what are you trying to do?
After two minutes
We email you a tailored mortgage report
Two minutes of answers. Paul sends you a report on your enquiry — lenders that may fit, gotchas to watch for, and clear next steps.
Built using specialist mortgage criteria from PortfolioHub.
- Your matched lender shortlistLender names and why they may fit your case.
- Gotchas specific to your caseCriteria, property or structure issues that may affect lender choice.
- Your next stepWhat to check, prepare or discuss before moving forward.
Specialist policies
How specialist is your case?
Six common specialist BTL scenarios — wider bar means broader panel support.
- Limited company SPVMost
- Portfolio landlord (4+ BTLs)Many
- Above commercial premisesSome
- HMO with 6+ bedroomsA handful
- Capital raise for debt consolidationA few
- Expat / non-UK residentSpecialist few